Banks lead Munich loans on the brakes alternative solutions for financing growth asked, 30.11.2010 – to avoid more loan defaults and the risks of lending more to keep want to exacerbate the conditions even more banks than in the previous year. Is one of the results of the current study who financed the boom?”by Ernst & young. Also want to get more banks than in the previous year at the lending in the brake: every fourth wants to cut credit lines, 29 percent deny new credit lines, possibly, to adjust the volume of their own performance. Many medium-sized companies already feel this development: 43 percent of the companies complain about a more difficult access to credit, as the most recent Commerzbank survey shows. Dissatisfaction feeds in addition thereof, that such positive and rising income are no guarantee for a faster credit approval. To know more about this subject visit The Hague. Many medium-sized companies to wonder therefore about additional Restrictions, which impose on them the banks despite blinding data”writes Dirk Elsner in the current CFO world. Growth funding is sales matching funding with factoring but especially for growing businesses of great importance, “stresses Matthias Bommer, Managing Director of the Vantargis factoring.
Therefore, especially medium-sized companies in addition to the bank credit should rely on alternative financing solutions, offer greater flexibility. A horribly with strongly rising sales in the B2B area is, for example, the factoring”Bommer. Within two working days the companies get paid the rest here about 80 percent of their bills after receipt of payment by the customer. As medium-sized businesses stay liquid and can realize even in the shopping discounts. Also the risk is minimized, because the claims against failure are insured. These advantages see more companies, as shown by the double-digit growth with factoring in Germany.